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Collections Infrastructure for Regulated Lenders
UPI Autopay & eNACH mandate-based loan and deposit collections — higher collection efficiency, go live in 48 hours, with a dedicated account manager.
Home › Collections › NBFCs and Fintechs
Collections Infrastructure for Regulated Lenders
UPI Autopay & eNACH mandate-based loan and deposit collections — higher collection efficiency, go live in 48 hours, with a dedicated account manager.
Home › Collections › NBFCs and Fintechs
Collections Infrastructure for Regulated Lenders
UPI Autopay & eNACH mandate-based loan and deposit collections — higher collection efficiency, go live in 48 hours, with a dedicated account manager.
Regulated Lending with the Right Infrastructure
Regulated Lending with the Right Infrastructure
Higher Collections Efficiency
Smart retry basis user balance, preventing debit failure
Go-Live in 48 Hours
Simple API integrations and support to get you collecting fast
Custom Collection Workflows
Build custom recovery strategies for your varied portfolio
24/7 Account Manager
We wont let you get blocked for minor issues. Dedicated support at all times
On Time Settlements
Timely settlements on T+1 to keep your operations smooth
Built for every type of regulated lender
From NBFCs to fintech aggregators and digital lending platforms — one collections stack, built for your portfolio
Indian Lenders trust RocketPay
Lenders Served
Lenders Served
Loan + deposit mandates created
Loan + deposit mandates created
Transactions created
Transactions created
Transactions created
Mobile devices secured
Mobile devices secured
Mobile devices secured
Financed devices protected
Financed devices protected
NPA with Device Locking
NPA with Device Locking
RocketPay DLC gets you <1% NPA with
Device‑level locking that makes default the exception, not the norm
RocketPay DLC gets you <1% NPA with
Device‑level locking that makes default the exception, not the norm
Deploy RocketPay Your Way
Deploy RocketPay Your Way
Two ways to get started — pick what fits your team and technical setup
Two ways to get started — pick what fits your team and technical setup
API & SDK
Integrate RocketPay directly into LMS/LOS. Full control over mandate creation, collection scheduling & status tracking
For LMS/LOS integrations
Webhooks and mandate status APIs
Real-time debit status and retry hooks
Works with your existing PSP
Go live in 48 hours
Device Locking API & SDK
Secure every financed device with OEM-level locking. Lock on default, release on recovery — all via API
DLC and native OEM locking
Lock, unlock and device state APIs
Webhooks for device events
Go live in 48 hours
Android App
Quick onboarding for smaller lenders or hybrid field teams. Create mandates and track collections on the go
No API integration needed
Mandate creation from mobile
Real-time collection status
Ideal for field officers and smaller NBFCs
Go live in 48 hours
API & SDK
Integrate RocketPay directly into LMS/LOS. Full control over mandate creation, collection scheduling & status tracking
For LMS/LOS integrations
Webhooks and mandate status APIs
Real-time debit status and retry hooks
Works with your existing PSP
Go live in 48 hours
Android App
Quick onboarding for smaller lenders or hybrid field teams. Create mandates and track collections on the go
No API integration needed
Mandate creation from mobile
Real-time collection status
Ideal for field officers and smaller NBFCs
Go live in 48 hours
Got questions?
We’ve got answers.
Still have questions?
Contact us and we’ll help you out.
01
What is a mandate?
A mandate is a one-time permission your customer gives you to collect payments automatically on a scheduled date. They approve it once — through UPI Autopay or eNACH, which are NPCI's systems for automated recurring payments — and every collection after that happens without any follow-up needed from either side
02
Which banks and UPI apps support UPI AutoPay mandate registration?
Any NPCI-registered UPI app and bank supports UPI AutoPay mandate registration — including PhonePe, Google Pay, Paytm, BHIM, WhatsApp Pay, Amazon Pay, and all major bank-native apps. The mandate is registered against the customer's VPA handle. For the complete and updated list of supported banks and PSP apps, visit the official NPCI page
03
What instruments can customers use to authenticate an eNACH mandate?
The three most common eNACH mandate authentication methods are — Net Banking, Debit Card, and Aadhaar OTP. Some banks additionally support PAN-based authentication, and a few offer Customer ID-based authentication via their own portal. Available methods vary by bank. For the complete list of supported banks and their authentication options, visit the official NPCI page
04
Does a customer need to approve each collection separately?
No. A mandate requires only one-time authorisation. Once approved, all subsequent collections within the mandate happen automatically on the scheduled dates — no OTP, no PIN, no action required from either party
05
Is KYC required to start using RocketPay?
Yes — your business will need to complete a one-time KYC verification as part of onboarding. This is a standard regulatory requirement for all businesses using payment infrastructure in India. No KYC is required from your end customers — they simply authenticate the mandate, and collections run from there
06
How long does settlement take after a successful collection?
Settlement happens on T+1 — funds are credited to your account on the next business day after a successful collection. This applies to both UPI Autopay and eNACH. Settlement timing starts from when the debit is confirmed on the customer's account. You can track exact collection and settlement timestamps in real time from your RocketPay dashboard
01
What is a mandate?
A mandate is a one-time permission your customer gives you to collect payments automatically on a scheduled date. They approve it once — through UPI Autopay or eNACH, which are NPCI's systems for automated recurring payments — and every collection after that happens without any follow-up needed from either side
02
Which banks and UPI apps support UPI AutoPay mandate registration?
Any NPCI-registered UPI app and bank supports UPI AutoPay mandate registration — including PhonePe, Google Pay, Paytm, BHIM, WhatsApp Pay, Amazon Pay, and all major bank-native apps. The mandate is registered against the customer's VPA handle. For the complete and updated list of supported banks and PSP apps, visit the official NPCI page
03
What instruments can customers use to authenticate an eNACH mandate?
The three most common eNACH mandate authentication methods are — Net Banking, Debit Card, and Aadhaar OTP. Some banks additionally support PAN-based authentication, and a few offer Customer ID-based authentication via their own portal. Available methods vary by bank. For the complete list of supported banks and their authentication options, visit the official NPCI page
04
Does a customer need to approve each collection separately?
No. A mandate requires only one-time authorisation. Once approved, all subsequent collections within the mandate happen automatically on the scheduled dates — no OTP, no PIN, no action required from either party
05
Is KYC required to start using RocketPay?
Yes — your business will need to complete a one-time KYC verification as part of onboarding. This is a standard regulatory requirement for all businesses using payment infrastructure in India. No KYC is required from your end customers — they simply authenticate the mandate, and collections run from there
06
How long does settlement take after a successful collection?
Settlement happens on T+1 — funds are credited to your account on the next business day after a successful collection. This applies to both UPI Autopay and eNACH. Settlement timing starts from when the debit is confirmed on the customer's account. You can track exact collection and settlement timestamps in real time from your RocketPay dashboard
