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Trade Credit Collection Infrastructure for Distributors and Manufacturers
UPI Autopay & eNACH mandate-based trade credit collections — go live in 48 hours, with a dedicated account manager and custom workflow coverage.
Home › Collections › Trade Credit Collections
Trade Credit Collection Infrastructure for Distributors and Manufacturers
UPI Autopay & eNACH mandate-based trade credit collections — go live in 48 hours, with a dedicated account manager and custom workflow coverage.
Home › Collections › Trade Credit Collections
Trade Credit Collection Infrastructure for Distributors and Manufacturers
UPI Autopay & eNACH mandate-based trade credit collections — go live in 48 hours, with a dedicated account manager and custom workflow coverage.
Trade Collections with the Right Infrastructure
Trade Collections with the Right Infrastructure
Higher Collections Efficiency
Smart retry basis user balance, preventing debit failure
Higher Collections Efficiency
Smart retry basis user balance, preventing debit failure
Go-Live in 48 Hours
Simple API integrations and support to get you collecting fast
Go-Live in 48 Hours
Simple API integrations and support to get you collecting fast
24/7 Account Manager
We wont let you get blocked for minor issues. Dedicated support at all times
Custom Retry Schedules
Design your own penalties, retries, amounts and schedules to mirror internal policy
On Time Settlements
Reliable settlements that keep your operations smooth
On Time Settlements
Reliable settlements that keep your operations smooth
Integration & Setup
From your ERP or Tally to live collections, in 48 hours
Credit Transaction Initiated
Member Onboarded & Mandate Registered
Retailer or distributor initiates credit transaction
Mandate via UPI Autopay or eNACH on your customer
Credit Amount & Schedule Agreed
Member Onboarded & Mandate Registered
Amount set
Daily, weekly or monthly collections schedule
Auto Debit on Due Date
Member Onboarded & Mandate Registered
Auto presentation via UPI Autopay or eNACH
Optimised timing
Settled to You
Member Onboarded & Mandate Registered
Settlement on T+1
Every settlement on time
Built for every business in the trade credit chain
From distributors to manufacturers, set mandates for every credit line you extend
Indian Lenders trust RocketPay
Businesses Served
Businesses Served
Mandates created
Mandates created
Transactions created
Transactions created
Transactions created
Deploy RocketPay Your Way
Deploy RocketPay Your Way
Two ways to get started — pick what fits your team and technical setup
Two ways to get started — pick what fits your team and technical setup
API & SDK
Integrate RocketPay directly into LMS/LOS. Full control over mandate creation, collection scheduling & status tracking
For LMS/LOS integrations
Webhooks and mandate status APIs
Real-time debit status and retry hooks
Works with your existing PSP
Go live in 48 hours
Android App
Quick onboarding for smaller lenders or hybrid field teams. Create mandates and track collections on the go
No API integration needed
Mandate creation from mobile
Real-time collection status
Ideal for field officers and smaller NBFCs
Go live in 48 hours
Tally TDL
Create mandates and collect directly from your Tally ledger. No separate platform needed
Mandate creation inside Tally
General and invoice-specific mandates
Auto-reconciliation to ledger
Real-time collection status in Tally
Go live in 48 hours
API & SDK
Integrate RocketPay directly into LMS/LOS. Full control over mandate creation, collection scheduling & status tracking
For LMS/LOS integrations
Webhooks and mandate status APIs
Real-time debit status and retry hooks
Works with your existing PSP
Go live in 48 hours
Android App
Quick onboarding for smaller lenders or hybrid field teams. Create mandates and track collections on the go
No API integration needed
Mandate creation from mobile
Real-time collection status
Ideal for field officers and smaller NBFCs
Go live in 48 hours
Tally TDL
Create mandates and collect directly from your Tally ledger. No separate platform needed
Mandate creation inside Tally
General and invoice-specific mandates
Auto-reconciliation to ledger
Real-time collection status in Tally
Go live in 48 hours
API & SDK
Integrate RocketPay directly into LMS/LOS. Full control over mandate creation, collection scheduling & status tracking
For LMS/LOS integrations
Webhooks and mandate status APIs
Real-time debit status and retry hooks
Works with your existing PSP
Go live in 48 hours
Device Locking API & SDK
Secure every financed device with OEM-level locking. Lock on default, release on recovery — all via API
DLC and native OEM locking
Lock, unlock and device state APIs
Webhooks for device events
Go live in 48 hours
RocketPay DLC gets you <1% NPA with
Device‑level locking that makes default the exception, not the norm
RocketPay DLC gets you <1% NPA with
Device‑level locking that makes default the exception, not the norm
Got questions?
We’ve got answers.
Still have questions?
Contact us and we’ll help you out.
01
What is a mandate?
A mandate is a one-time permission your customer gives you to collect payments automatically on a scheduled date. They approve it once — through UPI Autopay or eNACH, which are NPCI's systems for automated recurring payments — and every collection after that happens without any follow-up needed from either side
02
Which banks and UPI apps support UPI AutoPay mandate registration?
Any NPCI-registered UPI app and bank supports UPI AutoPay mandate registration — including PhonePe, Google Pay, Paytm, BHIM, WhatsApp Pay, Amazon Pay, and all major bank-native apps. The mandate is registered against the customer's VPA handle. For the complete and updated list of supported banks and PSP apps, visit the official NPCI page
03
What instruments can customers use to authenticate an eNACH mandate?
The three most common eNACH mandate authentication methods are — Net Banking, Debit Card, and Aadhaar OTP. Some banks additionally support PAN-based authentication, and a few offer Customer ID-based authentication via their own portal. Available methods vary by bank. For the complete list of supported banks and their authentication options, visit the official NPCI page
04
Does a customer need to approve each collection separately?
No. A mandate requires only one-time authorisation. Once approved, all subsequent collections within the mandate happen automatically on the scheduled dates — no OTP, no PIN, no action required from either party
05
Is KYC required to start using RocketPay?
Yes — your business will need to complete a one-time KYC verification as part of onboarding. This is a standard regulatory requirement for all businesses using payment infrastructure in India. No KYC is required from your end customers — they simply authenticate the mandate, and collections run from there
06
How long does settlement take after a successful collection?
Settlement happens on T+1 — funds are credited to your account on the next business day after a successful collection. This applies to both UPI Autopay and eNACH. Settlement timing starts from when the debit is confirmed on the customer's account. You can track exact collection and settlement timestamps in real time from your RocketPay dashboard
01
What is a mandate?
A mandate is a one-time permission your customer gives you to collect payments automatically on a scheduled date. They approve it once — through UPI Autopay or eNACH, which are NPCI's systems for automated recurring payments — and every collection after that happens without any follow-up needed from either side
02
Which banks and UPI apps support UPI AutoPay mandate registration?
Any NPCI-registered UPI app and bank supports UPI AutoPay mandate registration — including PhonePe, Google Pay, Paytm, BHIM, WhatsApp Pay, Amazon Pay, and all major bank-native apps. The mandate is registered against the customer's VPA handle. For the complete and updated list of supported banks and PSP apps, visit the official NPCI page
03
What instruments can customers use to authenticate an eNACH mandate?
The three most common eNACH mandate authentication methods are — Net Banking, Debit Card, and Aadhaar OTP. Some banks additionally support PAN-based authentication, and a few offer Customer ID-based authentication via their own portal. Available methods vary by bank. For the complete list of supported banks and their authentication options, visit the official NPCI page
04
Does a customer need to approve each collection separately?
No. A mandate requires only one-time authorisation. Once approved, all subsequent collections within the mandate happen automatically on the scheduled dates — no OTP, no PIN, no action required from either party
05
Is KYC required to start using RocketPay?
Yes — your business will need to complete a one-time KYC verification as part of onboarding. This is a standard regulatory requirement for all businesses using payment infrastructure in India. No KYC is required from your end customers — they simply authenticate the mandate, and collections run from there
06
How long does settlement take after a successful collection?
Settlement happens on T+1 — funds are credited to your account on the next business day after a successful collection. This applies to both UPI Autopay and eNACH. Settlement timing starts from when the debit is confirmed on the customer's account. You can track exact collection and settlement timestamps in real time from your RocketPay dashboard
