We started in 2022 because the collections layer in India was broken. Lenders found out about defaults too late. Distributors waited months to know if a retailer would pay. Businesses had no compliant way to collect what was owed. Everyone was building at the transaction layer — nobody was going deeper into what happened after credit was given. We decided to build that infrastructure. Today, RocketPay sits between payment initiation and default — preventing losses before they happen, not cleaning them up after. We are not a payment gateway, and we are not a debt recovery platform. We are the pipe through which credit collections and recovery flows.